Today: 8:30AM - 7:00PM
Blog / Kia Financing

Blog

All Kia Financing Fort Smith Kia Dealer Fort Smith Kia Service Fort Smith Used Cars Community Kia Warranty Fort Smith Kia EV Awards Crain Kia of Fort Smith Kia Tech Features Kia Hybrid News Comparison Service
Kia SUV in Fort Smith, AR

Accelerate Your Dreams: Financing Options at Crain Kia of Fort Smith

Shopping for a new car is always exciting, but navigating your financing options can be a big hurdle. We at Crain Kia of Fort Smith are here to help. We'll guide you through the necessary steps to finding a financing plan that fits your budget and needs. With our help, you'll be behind the wheel of your new car in no time and stress-free. Read on to learn how to get started! Are you shopping for a car on a tight budget? Click here to view our selection of vehicles priced below $20,000. Checking Your Credit One of the first things to do when car shopping is check your credit score. It's a crucial step because it helps give you a better understanding of your loan options. You can easily check your score online or chat with a financial expert to help obtain this information. Do you have a good score? Awesome, we can help you snag a great rate. No stress if your score is lower than you'd hoped. We can help tailor a package just for you. Getting started is simple. Just hop onto our website and fill out a free credit application. We'll take a look and then reach out to discuss the best car loan choices for you. Kia's latest family vehicle is coming to Crain Kia of Fort Smith! Click here to learn about the new 2025 Kia Carnival MPV. Payment Calculator Check out our easy-to-use Payment Calculator to quickly see what your car loan payment might look like or how much you can afford to spend on a new car. You can discover the budget for your dream car purchase in just a few steps. Click here to utilize our Payment Calculator. Input the expected loan amount or your desired monthly payment. Enter your anticipated downpayment. Type in your car's trade-in value. Enter your preferred payment term length. Add your interest rate. Once you've completed the steps above, the calculator will provide you with the car's estimated cost or monthly payment Did you know you can custom order a Kia vehicle from our dealership? Click here to learn how to get started! Are you looking to purchase the car of your dreams? Let Crain Kia in Fort Smith help! Our financing experts are here to simplify the buying process, ensuring you get fast approval and excellent financing options from Arkansas-based banks and the manufacturer. Plus, your new car will be well-protected with our additional services and extended warranties. Stop by our Fort Smith location today at 6700 Autopark Drive in Fort Smith, Arkansas. We'll help you find your ideal vehicle to take home! The Kia Telluride is an award-winning Sports Utility Vehicle! Click here to see what makes this SUV so special!

seltos 08

7 Things to Love About the 2023 Kia Seltos

Exciting new features stand out on the all-new Kia Seltos. From its spacious interior to impressive technological advances, this compact SUV is full of innovation and comfort. Below we'll explore seven things to love about the 2023 Seltos. 7 Things To Love About the 2023 Kia Seltos 1. Exterior Light Design A newly revised exterior, including front and rear bumpers, brings a new bold look to the 2023 Seltos. Adding to the face, the new LED headlight and taillight designs stand out in a new way from previous models. 2. Turbocharged Engine The 2023 Seltos dominates the roads with an aggressive turbocharged engine. It packs 195 horsepower and 195 pounds-feet of torque, meaning you have equal parts power and performance. Plus, a new eight-speed transmission adds to the Seltos smooth drive. 3. Spacious Leg Room Passengers have plenty of space inside the Seltos, with substantial second-row legroom to stretch their legs on long drives. In addition, the best-in-class interior room and available heated and ventilated front seats provide ultimate comfort. 4. Panoramic Displays An available 10.25-inch display screen provides a panoramic display of screens on the new dashboard layout. The panoramic display provides navigation and essential driver information to assist you on your drive. 5. Charging Ports and Stations All passengers have multiple ways to stay connected to their devices, with USB ports in the front and rear of the interior cabin. Beside the USB-C charging ports, you'll also find a 12V outlet. In addition, a wireless charging station is available for the driver and front passenger under the dash. 6. Digital Access The Seltos continues its high-tech innovation with available digital access to your car. The Digital Key is a virtual key you can share with other drivers in your family that also allows you to start, lock, and unlock your car remotely. Additionally, with the Kia Access app, you can control the temperature or use the Find My Car feature at the touch of a button on your smartphone. 7. Kia Drive Wise Safety technology comes standard on the 2023 Seltos with Kia Drive Wise. The safety technology has advanced features that assist the driver in staying alert and aware on the road. Safety features like automatic emergency braking with cyclist detection and forward collision avoidance assist helps to prevent possible collisions by giving you audible or visual alerts. Additionally, navigation-based smart cruise control guides your car to control the distance between the vehicle in front of you. The 2023 Seltos stands out in the compact SUV market with its host of impressive features. Whether you're looking for a digitally and technologically advanced vehicle or just more legroom for long drives, the Seltos covers its bases. Drive down to Crain Kia of Fort Smith to check out the Seltos for yourself and take this SUV for a test drive today!

K5 CMS PIc 01

Introducing the 2023 Kia K5

The 2023 Kia K5 is the latest in a long line of vehicles from Kia that have set the standard for mid-sized sedans. This year's model has been completely redesigned with a focus on interior comfort and style. It features sleek lines, modern technology, and a range of new safety features. Whether you're looking for a reliable sedan for your daily commute or a family car for weekend trips, the 2023 K5 is sure to exceed expectations. Introducing the 2023 Kia K5 Outstanding Exterior Design The 2023 K5 is a stunning sedan that exudes style, class, and performance. Featuring a sleek and gorgeous frame, this car is designed to turn heads wherever it goes. With its aerodynamic body and smooth lines, the K5 offers an unbeatable combination of speed and elegance. One of the most striking features of the 2023 K5 is its breathtaking front fascia. The distinct grille LED lights add to the car's bold look while providing superior visibility in all lighting conditions. The K5 also comes with 16-inch wheels as standard, with larger 19-inch wheels available for those who want to make an even bigger statement on the road. Another standout feature of this car is its available Quad-Tip Dual Exhaust system. This high-performance exhaust delivers powerful engine sound while also improving overall vehicle efficiency. Interior Luxury and Amenities The 2023 K5 boasts an array of impressive features. With its spacious cabin, this car has the capacity to seat five adults comfortably. Inside the vehicle, you'll find an 8-inch touchscreen display which allows for easy navigation and control over various functions like music, climate control, and more. But that's not all. The K5 also comes equipped with a rearview camera system which makes reversing or parking much easier and safer. If you're an iPhone or Android user, you'll appreciate the Apple CarPlay and Android Auto integration, which allows for seamless smartphone connectivity while on the go. Another noteworthy feature of this car is the 4.2-inch instrument display which provides drivers with important information like fuel economy, speedometer readings, and engine diagnostics in real-time without taking their eyes off the road! Powerful Engines The 2023 K5 is a sophisticated and powerful sedan that boasts two impressive engine options. The standard 1.6L four-cylinder turbocharged engine delivers an impressive 180 horsepower and 195 lb-ft of torque, making it ideal for those who desire a balance of performance and efficiency. It's perfectly paired with an eight-speed automatic transmission, which allows for seamless shifting and improved fuel economy. For those seeking even more power, the K5 also offers an available 2.5L four-cylinder turbocharged engine that churns out a whopping 290 horsepower and 311 lb-ft of torque. This impressive powerhouse is also paired with an eight-speed dual-clutch transmission designed to provide lightning-fast gear changes, resulting in a seamless driving experience that is both responsive and engaging. Visit Crain Kia of Ft Smith today to test drive this year's hottest sedan, the 2023 K5 from Kia!

Kia Niro CMS PIc 07

Trim Levels of the 2023 Kia Niro

For drivers looking for a new hybrid SUV with a bold style, the Kia Niro fits the bill perfectly. Although the newest Niro models have added several cool new features and trim options, Kia remains steadfast in its commitment to meeting all of your practical needs with roomy cabin spaces for each of the trim levels. Let's have a closer look at all the trim options available this year. Trim Levels of the 2023 Kia Niro The 2023 Niro is available in five trim options: the LX, EX, EX Touring, SX, and SX Touring. With a competitive price point and the cross-over appeal of a vehicle sized between a hatchback and a small SUV, all of the 2023 Niros have excellent fuel economy, with most models traveling up to 500 miles before they need to be refueled. LX The base model is the LX, which is built with a 1.6-liter gas engine and hybrid electric motor that can produce a horsepower of 139. The transmission for this hybrid is a six-speed dual-clutch automatic, making it one of the better-performing vehicles for others in its class. The LX model has a full range of Kia Drive Wise driver assist features. EX The next trim level is the EX, which has a few notable upgrades. Most of these differences can be found in additional features, such as LED turn signals on side mirrors, rain-sensing wipers, and the Kia Smart Key fob for push-to-start. Inside the cabin, the EX has a wireless charging pad, vegan leather upholstery, and a 10.25-inch infotainment center with access to Kia Connect apps and satellite radio. EX Touring The main difference between the EX and the EX Touring is the sporty design of the EX Touring, which includes 18-inch alloy wheels and gloss black detailing. Two of the best features for this trim level are the power sunroof and the folding power mirrors, which allow drivers to park in tight spaces. SX The SX trim has a few more paint options, such as Mineral Blue, that are not available in lower trims. Some of the additional features include a power liftgate, front and rear parking sensors, heated front seats, and the Kia Digital Key that allows your phone to unlock and start up the Niro. For audiophiles, the Harman Kardon audio system enhances your listening experience with a 315-watt amp and subwoofer. SX Touring The last trim level is the SX Touring, which is very similar to the SX trim. The biggest differences between these trims are cosmetic, with the SX Touring offering a sportier driving experience from the 18-inch gloss black alloy wheels. The SX Touring also has LED projector lights and a heated steering wheel. Drivers who are looking for an affordable hybrid with great fuel economy should check out the 2023 Niro. Whether you want the base trim or the top trim, book a test drive at Crain Kia of Ft. Smith today.

2023 kia forte oem site pic desktop

See Why Drivers Love the 2023 Kia Forte

If you're looking for a new car that combines style, performance, and affordability, the 2023 Kia Forte is the perfect fit. This amazing vehicle has been turning heads since its release and is quickly becoming the go-to choice for those who want to get the most value out of their investment. From its elegant design to its powerful engine, this car is sure to impress. See Why Drivers Love the 2023 Kia Forte Futuristic Exterior The 2023 Forte's exterior boasts modern aesthetics, with a sleek front and rear bumper and a stylish front grill. The available 17'' or 18-inch alloy wheels are designed to enhance the car's overall appeal while also providing superior handling on the road. Plus, the solar control glass helps regulate heat levels inside the cabin, while high beam assist and auto headlight control ensure visibility at night. These components work together to create an enjoyable driving experience for all occupants of the car. Power and Performance The all-new Forte is a powerful and reliable sedan that packs some serious performance under the hood. Starting with a 2.0L 4-cylinder engine with 147hp, 132 lb-ft of torque, and intelligent variable transmission, it gives great acceleration and smooth shifting through its gearbox. The available sport-tuned multi-link rear suspension ensures that the ride is comfortable while also delivering superior handling around tight corners. Whether you are looking to cruise down the highway or tackle winding back roads, this sedan has what you need to get the job done. Advanced Infotainment System Kia's 2023 Forte has a robust infotainment system and plenty of options for drivers to customize their audio experience. It includes a 4.2-inch TFT color LCD display and an 8-inch color touchscreen display. Both displays offer access to Apple CarPlay and Android Auto, as well as Bluetooth connectivity. Additionally, the standard 4-speaker audio system helps make your favorite tunes sound better than ever before with crisp clarity and impressive volume levels. Safety Features The 2023 Forte is a great vehicle choice for safety-conscious drivers. It offers a wide range of driver-assist technologies, such as Kia Drive Wise, which helps to prevent collisions and keep you safe on the road. Dual front and side airbags provide extra protection in case of an accident. The high-line tire-pressure monitoring system allows you to check your tire pressure remotely with your phone or other devices. Furthermore, the rear-view monitor with dynamic parking guidance assists drivers in safely parking their vehicles with minimal effort. Also, the driver attention warning helps drivers stay alert by detecting signs of drowsiness or distraction and alerting them through visual and audible warnings. Visit Crain Kia of Ft. Smith to test drive the all-new Forte today!

2023 Kia Soul OEM SIte Screenshot 2023-01-19 152027

A First Look at the 2023 Kia Soul

The 2023 Kia Soul maintains its unique design, large cargo space, and compact size in its 2023 version. It's a great choice if you want to spend less and get many desirable features. A First Look at the 2023 Kia Soul Bold and Unique Design The 2023 Soul boasts a funky, boxy design that sets it apart from other cars. It features large windows, a tall ride height, and available two-tone color schemes. Higher-level trims also have a sunroof to illuminate the interior. Spacious and Comfortable Interior The 2023 Soul offers a spacious and comfortable interior with ample headroom, legroom, and cargo space. It also has convenient storage solutions, such as door pockets and center console cup holders. Advanced Technology The Soul has an 8-inch or 10.25-inch touchscreen infotainment system, premium audio, and a suite of driver assistance features. It includes blind spot monitoring, lane departure warning, and forward collision warning with automatic emergency braking. Engine The Soul offers a standard 2.0-liter four-cylinder engine with 147 horsepower and a powerful 132 lb.-ft of torque. In addition, it is paired with an intelligent variable automatic transmission. Comfort Features The Soul offers comfort features such as heated front seats, a heated steering wheel, and dual-zone climate control. The interior includes a power driver's seat with power lumbar support and a premium cloth interior on higher trims. Warranty Value The 2023 Soul comes with a comprehensive warranty package designed to provide peace of mind to its owners. The coverage includes a 5-year/60,000-mile basic warranty, a 10-year/100,000-mile powertrain warranty, and the 5-year/60,000-mile roadside assistance program. In addition, Soul's warranty also covers the cost of any repairs related to defects in materials or workmanship for the length of the coverage period. Good Fuel Economy The Soul offers excellent fuel economy, with its standard engine rated at up to 29 mpg city and 35 mpg highway. Its efficiency ranks high against competitors in the same price range. GT Style Package The Soul offers an exclusive style package for its GT-Line, with a unique exterior, interior, and removal of the sunroof with sunshade. Apple CarPlay and Android Auto Compatibility 2023 Soul's infotainment system is compatible with Apple CarPlay and Android Auto, allowing drivers to access several features from their smartphones. Wireless Charging This Kia has an available wireless charging pad, allowing drivers with magnetic charging compatible phones to charge their devices without hassle or cables. Safety Features The Soul has several advanced safety features. For instance, blind spot monitoring, lane departure warning, and driver attention warning. In towns with heavy traffic, the rear-cross-traffic sensor helps a lot. If you're in love with the feature-rich, comfortable, and quirky 2023 Soul, visit us at Crain Kia of Ft Smith today, and experience all the models we have in store.

2023 kia carnival oem siteScreenshot 2023-02-09 122917

Meet the 2023 Kia Carnival

The family-friendly Kia Carnival upscale minivan continues its innovative versatility for 2023. All four trims are powered by a solid 3.5-liter V6 engine and offer something for every family. Read on to find the right trim level for your lifestyle! Fine Features in All Trims Even the LX base model Carnival has great standard-issue details like convenient power sliding rear doors and push-button start. The EX trim includes sunshades for the second and third-row windows, triple-zone auto climate control, a hands-free power liftgate, adaptive cruise control, and semi-automatic independent driving capabilities. With the SX, you get chrome satin-finished trims and roof rails, while the SX Prestige adds a dual-glass sunroof and a universal garage door opener. A heated steering wheel and a driver's navigation digital cluster are also standard luxuries in the 2023 Carnival SX Prestige. Safety Specifics The many standard safety features in the entry 7-seat LX Carnival include a driver attention alert, lane keeping, blind-spot monitoring, and auto emergency braking. The EX adds parking sensors and advanced forward collision alerts with cyclist detection. LED fog lamps are standard in the 2023 SX Carnival, as are reverse auto braking and a surround-view camera. In addition, the blind-spot view monitor is a handy standard safety feature of the SX Prestige. Kia Carnival Seating Three-row seating with second-row captain's chairs is standard in the LX, while the LX Seat Package option gives you another middle seat in the second row boosting the carrying capacity to eight people. The eighth seat is standard in the EX, with heated front seats and a power-adjustable driver's seat. The top-of-the-line SX Prestige is the only trim with standard-issue genuine leather seats. VIP Lounge Seats The second row in the SX Prestige model features heated and ventilated VIP lounge seating for the ultimate passenger comfort and convenience. These luxe seats slide, recline, and have leg extensions. Infotainment Highlights The 2023 Carnival EX adds two speakers to the base LX's 6-speaker sound system, a wireless charging pad, a 12.3-inch infotainment display, HD and Sirius radio, and a cabin camera and intercom. In addition, the SX model includes Quiet Mode, so you can turn off the rear speaker when a passenger is napping. With the SX Prestige trim, you get a standard Bose Premium 12-speaker sound system. If you want to learn more about the Kia 2023 Carnival trims and perhaps schedule a test drive, contact Crain Kia of Fort Smith. We're a family-owned dealership with top-notch customer service, so feel free to ask us any questions you may have. Whether you're shopping for a new or used top-quality Kia, we can help you find the ideal choice for your family, plus arrange financing that suits your budget.

22 niro ev

Meet the 2022 Kia Niro EV

Ready to take electric driving to the next level and experience everything that the future of travel has to offer? Then you need to get behind the wheel of the 2022 Kia Niro EV. We've got all the details you need to know about this impressive addition to the Kia lineup before you go check it out for yourself at our dealership. Meet the 2022 Kia Niro EV Range to Take You Further Concerns over range may have been a problem with electric vehicles of the past, but no longer with the introduction of the new Niro. The high-density lithium-ion polymer battery pack gives you enough power to explore up to 293 miles of range. Advanced technology such as the regenerative self-charging feature captures excess kinetic energy your vehicle would otherwise waste and harnesses it into additional power for your battery to keep your drive going. Impressive Electric Power Choosing an eco-friendly electric vehicle shouldn't mean having to compromise on getting an exhilarating experience out on the open road. With the 201 horsepower that the Niro powers your drive with, you won't have to give up having some fun on the road to enjoy the amazing efficiency of this vehicle. Push the Sport Mode button to get even more responsive power at your disposal to add even more thrill to your ride. Cold Weather Capable Add the available Cold Weather Package to equip your Niro for anything that the elements can throw at you. This package includes a battery heater so that your charging speed and battery operation aren't impacted by the temperature dropping outside. You'll also get a number of amenities in the cabin to help you beat the elements, with a heated steering wheel added to the heated front seats that come standard with the Niro, keeping you warm and cozy. High-Tech Connectivity Wherever you go, you'll enjoy a seamless connection with your Niro thanks to the Kia Connect feature. This available functionality syncs with the Kia Access app on your smartphone, allowing you to issue remote commands to your vehicle so that it's heated up and ready for your arrival. You can also find nearby charging stations for your vehicle and adjust your charging schedule from the app's convenient interface to let you plan your travels with confidence. Driver Assistance Technology The Kia Drive Wise suite of safety technology will make every trip you take in your Niro that much safer with the advanced features included to keep you secure on the road. That includes standard detection features such as the blind-spot collision warning system. You'll receive visual and/or auditory alerts if the vehicle detects any obstacles that may be out of your field of view, keeping you fully aware of any potential danger around you. Reading about the Niro's impressive features is one thing, but you won't get the full picture until you're taking this vehicle out for a spin to experience it for yourself. Test drive the Niro at Crain Kia of Ft. Smith today!

22 forte

Get to Know the 2022 Kia Forte

Drivers looking for a new compact sedan are going to want to check out the 2022 Kia Forte. Here's everything that you should know about this vehicle. Get to Know the 2022 Kia Forte What's New? The Kia Forte has always been a super reliable, fun to drive, and stylish vehicle. But it gets some upgrades this year that make it better than ever. With a major restyling that includes a bolder front grille, a new wheel design, and various technological updates including a larger touchscreen infotainment system, the '22 Kia Forte is ready to impress. The Forte at a Glance If you've been searching for a compact sedan, then this might be the perfect car for you. You'll get all the convenience of a sedan in a smaller package—and for a super affordable price. You're also going to get plenty of great safety features to protect yourself and others on the road, and you'll appreciate its fantastic performance to match. Trim Levels The '22 Kia Forte has several different trim levels available, so make sure you check them all out to see which one might suit your needs best. The first trim is the FE, providing you with all the car's basics. For some additional features, you'll want to take a look at the LXS or the middle-of-the-line GT-Line. If you're looking for even more great features for a still affordable price, then the GT might be the right car for you. There's also the GT Manual if you prefer manual transmission over an automatic. Performance There are a couple of different engine options available for the '22 Kia Forte. If you just want the car's basic engine, then you'll be getting a 2-liter 4-cylinder engine that makes 147 horsepower that's matched with a continuously variable automatic transmission. The other engine option is a 1.6-liter 4-cylinder engine. This will get you 201 horsepower. This engine comes with either a 7-speed automatic transmission or a manual transmission if you decide to go with the GT Manual trim level. Interior Expect to spend time in a practical and comfortable interior when you drive the '22 Kia Forte. Regardless of which trim level you've decided to go with, you'll get quality, durable materials that will keep you comfortable for your whole drive. Seating is supportive and ergonomic, and there's plenty of space for people and luggage. There are several additional features that are available for the new Kia Forte. This includes dual-zone automatic climate control to keep everyone in the car at a comfortable temperature. There are also wireless phone charging stations available to help keep your phone's battery full, and a super easy to use infotainment system. If you've been looking for a compact sedan to take you on all your next adventures, then the '22 Kia Forte is ready for you. You'll love everything this fun, stylish, and high-performing car has to offer. Ready to go for a test drive? Visit us today at Crain Kia of Forth Smith.

22 telluride

5 Big Reasons to Check Out the New 2022 Kia Telluride

If you want a ride powerful enough to take you on your most ambitious adventures ever, look no further than the ruggedly capable 2022 Kia Telluride. Whether you're cruising city streets or hitting the backroads, the Kia Telluride has everything you need to enjoy your travels to the fullest. Though it's difficult to narrow down the long list of ways the Telluride impressed us, we highlighted the best five features to give you an idea of what this SUV offers. 5 Big Reasons to Check Out the New 2022 Kia Telluride 1. Bold and Confident Good Looks From the bold proportions to the small details like the available 20-inch alloy wheels, everything about the Telluride's design was built to leave you impressed. Available chrome exterior accents add a classy touch that perfectly matches the amber-colored LED daytime running lights. The rear spoiler together with the shark fin antenna ensures that you'll look just as good on your way out as you did when you showed up, finishing off the cohesive design. 2. Cabin of Your Dreams Take a ride in comfort and class when you embark in the Telluride, with spacious seating for up to eight and plenty of room to spread out and relax. Standard one-touch sliding and folding second-row seating is easily adjustable to make room depending on who's coming along for the ride, with available premium Nappa leather trim to add a further high-end feel to everything. Let the sunshine into your cabin with the available dual sunroofs. 3. Mighty Performance With the standard 3.8-liter V6 engine powering your drives in the Telluride, you'll have all the power you need to take on any challenge your travels have in store for you. Add the active on-demand all-wheel drive to maximize the traction and torque distribution to your wheels for even more confident performance. The Telluride can also tow up to 5,000 pounds, so there isn't much you can't haul along for the trip with you. 4. Smart on Technology UVO link remote connectivity will change the way you interact with your vehicle, letting you take remote command of the Telluride from wherever you are. Activate the Find My Car feature to track down that elusive parking spot you can't seem to find, or set the climate control to a comfortable temperature ahead of your arrival. Once you're inside, there are also USB ports in all three seating rows and an available wireless charging station for you and your passengers. 5. Comprehensive Safety Features You'll feel at ease when you're behind the wheel of the Telluride and have the backing of Kia's advanced safety and driver assistance tech helping you out. Anyone with young passengers will appreciate the safe exit assist feature of the Kia Drive Wise system. This feature keeps the electronic child safety lock active until the vehicle has stopped and it's safe to exit the vehicle, keeping your passengers secure. Thinking of making the Telluride your next SUV? Take a look at this impressive vehicle at Crain Kia of Fort Smith today!

blog4-_Important_Things_to_Know_About_Car_Financing_at_the_Kia_Dealer_637623875962277354

6 Important Things to Know About Car Financing at the Kia Dealer

If you are interested in getting approved for car financing, there are some things you should know before visiting your Kia dealer. Purchasing a vehicle doesn't have to be stressful. Here are six important things you should know about financing a car. 6 Important Things to Know About Car Financing at the Kia Dealer 1. Your Credit Score Before you start the process of trying to get financed for a new car, you should understand your credit score. Many services offer you a free credit report and you should consider getting access to your report before trying to get financed. Knowing this will help you and your dealer understand your options. 2. Less Than Perfect Credit Isn't a Deal Breaker Understand that you do not have to have a perfect credit score to get financed for a vehicle. Many things factor into your buying power when looking for a vehicle. Your income, credit score, and down payment will all be considered when you apply for financing. Your dealer will help you find the best option for your unique situation. 3. How Much You Want to Put Down You should have an idea about how much you want to put down before you consider financing. The amount of money you can put down will help your dealer determine what your options are. If you have poor credit, you will be more likely to get approved for financing if you can put an adequate amount of money down. 4. Trade-In Value If you have a vehicle you're trading in, this will help you lower the cost of your car and make it easier for you to get financed. This might be especially helpful if you are having trouble coming up with all of your down payment. Therefore, don't forget to consider your trade-in value when you consider financing your vehicle. 5. Your Budget To help you consider the costs of ownership, your dealer offers a payment calculator that you can use to get an idea of how much your monthly payments might be. This will help you determine what kind of price you can afford while you are considering your options. Understand that you will want to include the cost of gas, insurance, and maintenance in your overall budget consideration. If you keep these things in mind, you will be well prepared to find a vehicle that fits your needs. 6. You Can Be Pre-Approved Online You don't have to head down to the dealership to start the process of getting financed for a new vehicle. You can apply online and get pre-approved very quickly and conveniently from the comfort of your own home. This might help you consider your options before you head to the dealership. Now you have all the information you need to get financed for a vehicle. Contact us today at Crain Kia of Fort Smith and our finance team will be happy to assist you.

Contact Us

Fill out this form below and we'll contact you shortly
*Required Fields